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It’s Like No Other Piggy Bank!

Start Saving Now!
It’s FREE

Opening an account on SmartyPig is absolutely FREE. In fact, you can open your account, create a goal, reach your goal, and redeem your goal, and SmartyPig won’t charge you a thing.

It’s Saving for Specific Goals

SmartyPig is for people who want to save for specific goals. Whether it’s a family vacation, the latest electronic gadget, a wedding or a down payment on a house, SmartyPig’s unique system can help you get there. Just tell us what you’re saving for, how much you want to save and when you want to reach your goal, and we’ll suggest an automatic monthly deposit you’ll make from an existing transaction or savings account until you reach your goal. Watch demo

It’s Social

SmartyPig functions as a social network where, if you make your goal public, friends and family can provide financial support. You can also add your personalized SmartyPig widget to your Facebook or MySpace page, blog or Website. Not to mention, you can start your own SmartyPig Friends Network.

It’s Cash Incentives from Top Retailers

To get even more money for your money, SmartyPig has partnered with top retailers that often sell exactly what you’ve been saving for. Just select the option of a retail card when you’ve reached your goal to maximize your savings dollar, with value boosts from our top retailers. For more flexibility, you may also choose to transfer your savings + interest back to your existing checking or savings account. Learn more

It’s 2.01%* (APY)

SmartyPig is committed to providing you one of the most competitive interest rates in the country so that while you’re working hard to reach your goal, your money is working hard for you.

Yes! 2.01%*!

It’s FDIC Secure

Savings Accounts are held in West Bank and are FDIC insured up to the maximum amount allowed by law, making using SmartyPig as safe and secure as using your own bank. Learn more

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In the News

November 10, 2009
Real Life in Your 20s
SmartyPig CBS MoneyWatch

Twenty-four-year-old Molly Laurain is investing liberally in her human capital. For "short-medium" savings she uses SmartyPig.

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From the Blog

November 13, 2009
Addicted To Saving
We hear from our smart saving customers all the time. Undoubtedly, many of the calls are questions, complaints or concerns. That's the nature of the beast. Satisfaction is not shared as much as dissatisfaction in consumer America because the former...
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