Save for What You
Want & Get More!

SmartyPig is a free online piggy bank for people saving for specific financial goals like a wedding, a vacation or a flat-screen TV.

Watch How It Works

  • 2.15

    It’s 2.15% APY*
    Providing you one of the most competitive interest rates in the country.

  • Spread the Word
    Share your goals with friends and family members through popular social networking sites.

  • Cash Rewards
    Redeem your goals and receive huge CASH BOOSTS from top retailers and travel companies.

Put Your
Cash To Work

2.15%*!

Watch How to Add a New Goal

  • It’s FDIC Secure
    Savings accounts are held in BBVA Compass and are FDIC insured up to the maximum amount allowed by law.

  • It’s Automatic
    You create specific financial goals and set up automated transfers from your existing checking or savings account. We do the rest. Just set it and forget it!

  • It’s the Anti-Credit Card
    Looking to reverse the "buy now, pay later" mindset? Tired of paying high interest and unfair fees? Open a SmartyPig account and save for what you want.

The Social
Side of Saving

Looking for moral support and financial support so you can reach your goals faster? Share your SmartyPig goals with friends and family members on popular social networking sites or on your blog. They can cheer you on. Or, even better, they can help you out with cold, hard cash! It's perfect for your wedding, graduation or a new baby on the way!

Watch How to Spread the Word

  • Widgets!
    Create a SmartyPig widget, personalize it, and then post it to more than 200 social destinations like Facebook, myspace, iGoogle and your blog.

  • Facebook and Twitter Integration
    Securely connect your Facebook and/or Twitter account to your SmartyPig account, and SmartyPig will post or tweet to your friends any time you add funds to your SmartyPig goal.

Get the Most Money
for Your Money

When it comes time to redeem your funds, SmartyPig offers HUGE cash boosts from top retailers like Amazon.com and Macy's and travel companies like Travelocity, the flexibility of a reloadable MasterCard debit card, and the ability to transfer a portion or all of your savings plus interest back to your bank account.

Watch How to Redeem Your Goal

  • Retail Gift Cards
    With cash boosts of up to 12%, SmartyPig is perfect for next year's honeymoon, next holiday's gifts or next month's socks and underwear. With SmartyPig you get paid to save first!

  • Electronic Transfer
    Need some cash when you've reached your goal? Quickly and safely transfer your balance back to your bank account.

  • MasterCard Debit Card
    It's free, and can be used anywhere MasterCard is accepted, including ATMs, and can be re-loaded with your future SmartyPig goals.

From The Blog:

September 3, 2010

Tips To Jump Start Your Holiday Savings!

The upcoming Labor Day weekend brings the unofficial end to summer as we transition into shorter days, school, football, and holiday planning. The holiday season begins early this year, marked by the start of Hanukkah on December 1. We are...
Recent entries »

From The Users:

"I LOVE SmartyPig! I don't think I would have saved that much without the sort of 'set it and forget it' functionality of SmartyPig. Now I'm just addicted to watching my balance grow".

— Jennifer V. (via Facebook)

"Just opened an account and have two savings goals... I currently have ING savings, but one can never have enough help saving in my book :) Depending on how everything goes I may shift some money around."

— Missy A. (via Facebook)

"Truly like this savings account. Just started and looking forward to have a few accounts. My Son is 13 and I'm saving money for when he's ready to choose a School to further his goals."

— Caruso M. (via Facebook)

"I love you SmartyPig! Just added $25 to my baby emergency fund!"

— Cherryl B. (via Facebook)

"Went to a bank yesterday to open an account. Picked up a magazine while waiting for the rep, saw an article about SmartyPig, went home and opened up my SmartyPig account. Funny how things happen."

— Susan B. (via Facebook)

"Saving for World Cup 2014 in BRAZIL!!! 2% there and now accepting donations!!!"

— Andre H. (via Facebook)

"Fun fun way to manage my son's savings account - he and I are both learning about the joy of saving for something worthwhile."

— Megan M. (via Facebook)

"I love using this! I have a bit taken out weekly and I don't even miss it!"

— Kathy S. (via Facebook)

"Thanks @SmartyPig for helping me save for my debt-free vacation and my wife's debt free summer classes!"

— Justin B. (via twitter)

"This is how business should work. Incredible customer service."

— Nick N. (via twitter)

"I recently started a "buy an awesome bed fund" with your services. Woo!"

— Kim (via twitter)

"I just closed out my first goal a little early... and boy let me tell you how happy I was to have had that money in my SmartyPig account. I have NEVER been a saver, yet I was able to reach my goal quickly and effortlessly."

— Amy C. (via Facebook)

"Thank you!!!! I'm extremely excited to reach my goals... Christmas and Emergency Fund here I come!"

— Ani S. (via Facebook)

"I set up a SmartyPig account to save for my Google swagg (new phone and netbook for x-mas). I need to set up another one for an emergency fund or perhaps a vacation to NYC."

— Adontai M. (via Facebook)

"SmartyPig rules! I am getting married on Saturday and you guys helped my fiancé and I save the money we need to have a great wedding!"

— Kerry W. (via Facebook)

"This is what I have been looking for. A way to save for travel by setting a goal, contributing regularly through automatic transfers, and sharing that goal in public... It motivates me to tighten my belt and focus on the goal."

— Alex L. (via Facebook)

From The Media:

The New York Times

CNN

FOX Business

Forbes.com

TODAY

BBVA Compass