SmartyPig®

“My sister is leaving for the Peace Corps and I just set up a SmartyPig account for her and will make a contribution every month that she is away. I also made her account public, so her friends and our family members can give her the gift of savings on her birthday and holidays. This way she will have money to get started when she comes back home.”

— Tiffany, Naperville

Opening a FREE online savings account with SmartyPig is not only simple, but rewarding, as well. With just a few clicks, your account can be up and running, with you on the fast track toward realizing the goals you’ve set for yourself. How simple is it? This simple:

• 1. Create Your Profile

  Just the facts: Some information about you, and some about your bank for your FDIC-insured accounts. Safe, secure, and as easy as 1-2-3.

• 2. Establish a Savings Account & Goal

  Now the fun part. Tell us what you want. A new kitchen, a dream vacation, holiday gifts without the hassle of debt? It can be virtually anything.

• 3. Meeting Your Goal

  How much do you want to save? When do you need it? Just give us the particulars and we’ll suggest a monthly contribution that will be automatically deducted from your existing checking account or other designated funding source.

• 4. Friends and Family Can Help!

  Let your friends and family help you save by making your account Public — or don’t, by keeping it Private. You decide. SmartyPig gives you the option to reach your savings goal faster than you could ever imagine by inviting your family and friends to help you save, all while keeping your personal information safe and secure. Birthdays, holidays, graduation? Forget the stuff you don’t want. Tell them to log onto SmartyPig.com and help you reach your goal. You can even grab the SmartyPig widget off your Account page and place it on your MySpace or Facebook page to give the whole world the opportunity to help you reach your savings goal.

• 5. Start Saving

  Our bank’s computer talks to your computer and then your bank’s computer and suddenly… Voila! You’re safely and securely on the road to reaching the goals you sensibly set for yourself. We’ll also help you along with monthly e-mails (and e-mails when friends and family members chip in) showing you where you stand and encouraging you to keep up the good work.

• 6. Reach your goal!

  Congratulations! Once you’ve reached your goal you’re given the option of receiving your savings plus interest on the flexible SmartyPig MasterCard® debit card (Which can be used anywhere MasterCard® is accepted) OR to stretch your savings dollar even further (A boost of up to 5.00%), receiving your savings plus interest on a gift card from some of the country’s top retailers. Now that’s simple, smart savings!