Tutorial: Link Funding Source

Before you can get started earning the most money for your money on SmartyPig, you need to link up your SmartyPig account to an existing bank or credit union savings or checking account. You may link as many different funding sources as you want to as many different goals as you want.

Click Here To Learn More About Linking A Funding Source

Steps You’ll Take

  • Enter Your Bank Information

    You’ll need to provide some information about your current savings or checking account to link to your SmartyPig account: your bank name, bank phone number, bank routing number, bank account number, and account owner’s name.

    Note: If you wish to use a savings account to fund your SmartyPig goal, Regulation D limits the number of electronic ACH transfers that can be made from a savings account to 6 per statement cycle. Statement cycles are determined by your financial institution.

  • Name the Funding Source (optional)

    Give your funding source a unique and quickly recognizable nickname so that you can easily identify it inside your SmartyPig account. This is helpful if you are planning on setting up multiple funding sources for your different goals.

  • Verify the Funding Source

    After you’ve linked your funding source, you will be prompted to verify it. SmartyPig will make one or two small deposits into your funding source. Once you see the deposit(s), enter the amount(s) within the alert message on your SmartyPig dashboard to complete the verification process.

    Note: Your goals funded by an unverified source will not be able to be redeemed until the account is verified.