Cash Back Savings
"Truly like this savings account. Just started and looking forward to have a few accounts. My Son is 13 and I'm saving money for when he's ready to choose a School to further his goals."
—Caruso M. (via Facebook)
Create An Account Now!
SmartyPig gives you the most money for your money. What does that
mean? It means that after you’ve reached your savings goal, SmartyPig expands your
buying power in a huge way. You can redeem all or part of your goal at one of our
Retailer Gift Cards with big cash back savings. Or you put all or part of your goal
onto your SmartyPig Cash Rewards card and earn
1% cash back on every
purchase you make where MasterCard is accepted. Or you can send money and accumulated
interest back to your funding source. Or any combination of the three. It’s entirely
up to you.
Watch How To Redeem A Goal
Retailer Gift Cards
Once you’ve reached your savings goal, you can earn up to 11% in cash back savings
by redeeming your goal for a Retailer Gift Card like Amazon, Travelocity or Lowes.
You can even divide up your goal redemption among several Retailer Gift Cards, or
put only a portion of your goal on a card or cards.
See the full list of Retailer Gift Cards »
How Does the Retailer Gift Card Program Work?
Let’s say you’ve saved $2,000 and want to put those savings onto a Macy’s gift card
for some new furniture. When you select this option, SmartyPig will give you a cash
back savings of 11%. That’s $220 of FREE money to put back on a
gift card and receive additional savings, or apply to your next SmartyPig goal.
Where else but SmartyPig can you earn a double-digit yield on your savings?
That’s what we mean by the most money for your money — simple, smart and satisfying!
Introducing the SmartyPig Cash Rewards Card
What if you could get closer to your SmartyPig savings goals every time you purchased
a gallon of gas, bag of groceries, lunch, latté, pedicure, light bulb or
any of thousands of other day-to-day items?
You can with the SmartyPig Cash Rewards Card. Simply opt-in to
receive this exclusive, reloadable card after you’ve created a SmartyPig account,
and use it everywhere MasterCard is accepted to earn
1% cash back on everyday
purchases. And, since it is a prepaid card, you’ll be paying with the money you
already have. So, you might have to get used to life without credit card statements.
See how easy it is:
Load
Transfer money from your SmartyPig goal or your SmartyPig funding source onto the
SmartyPig Cash Rewards Card.
Spend
Use your SmartyPig Cash Rewards Card wherever MasterCard debit cards are accepted
to make all your everyday purchases.
Earn
Get 1% cash back on EVERY purchase you make where MasterCard is accepted. You can deposit
the cash back into a SmartyPig goal or keep it on your card.
Reload
When your funds run low, it’s easy to reload your card. You can even set up
recurring deposits to help you reach your SmartyPig goals faster.
The SmartyPig Cash Rewards Card. Use it to help you stay on a budget. Use it to
reach your goals faster. Use it to feel good knowing you’re paying with money
you already have. Whatever your reason, use it.