Reaching Goals Faster

"I love you SmartyPig! Just added $25 to my baby emergency fund!"

—Cherryl B. (via Facebook)
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On top of a competitive interest rate, SmartyPig provides powerful tools that help you reach your goals faster. With the SmartyPig Cash Rewards Card, you can earn up to 10% cash back — the perfect way to stay debt-free while saving for your goals. And you can tap into your social networks to share goals with family and friends, so they can contribute to your goals too. Use these tools together and reach your goals at record speed.

Introducing the SmartyPig Cash Rewards Card

What if you could get closer to your SmartyPig savings goals every time you purchased a book, flowers, lunch, latté, pedicure, light bulb or any of thousands of other day-to-day items?

Now you can with the new SmartyPig Cash Rewards Card. Simply opt-in to receive this exclusive, reloadable card after you've created a SmartyPig account, and use it anywhere MasterCard is accepted, including more than 9,000 local and regional retailers to earn up to 10% cash back on your everyday purchases. And, since it is a prepaid card, you’ll be paying with the money you already have. So, you might have to get used to life without credit card statements. See how easy it is:

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FAQs | Card Fees | Terms & Conditions

Load

Transfer money from your SmartyPig goal or your SmartyPig funding source onto the SmartyPig Cash Rewards Card.

Spend

Use your SmartyPig Cash Rewards Card wherever MasterCard debit cards are accepted to make all your everyday purchases.

Earn

Get up to 10% cash back on EVERY purchase you make at more than 9,000 retailers. You can deposit the cash back into a SmartyPig goal or keep it on your card.

Reload

When your funds run low, it’s easy to reload your card. You can even set up recurring deposits to help you reach your SmartyPig goals faster.

The SmartyPig Cash Rewards Card. Use it to help you stay on a budget. Use it to reach your goals faster. Use it to feel good knowing you’re paying with money you already have. Whatever your reason, use it.

Spread the Word

Whether you’re saving for a wedding, a birthday, kids clothing, or your second honeymoon, we give you the ability to shout about it from the rooftops. Your Facebook wall, your Twitter feed, your blog — no matter the soapbox, SmartyPig makes it easy to get the word out.

Watch How To Spread The Word

Connect

SmartyPig makes it easy to share your goals and progress with your friends, family and followers, while keeping your personal details safe and secure. Link your SmartyPig account to your Facebook and/or Twitter accounts and we’ll automatically post your progress updates.

Widget Power

Create a widget to place on your blog or favorite social network to highlight your goals and progress, and prompt family and friends to help you reach them faster.

Selective Shout Outs

Maybe you have a goal you only want certain people to know about. SmartyPig lets you email a link to any goal to whomever you want at any time. This works exceptionally well for things like wedding and baby showers, when guests welcome the easy option of contributing to a larger gift or simply giving cash.