• Make. Dreams. Happen.

    SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement.

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...with rates up to 3.75% APY1 to help you reach your goals faster.

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One of the highest interest rates in the country

Accelerate your savings with a SmartyPig account. Our tiered interest rates help everyone earn the most for their money.

Price Tag

It's Free

No fees to join, save, or withdraw. In fact, you actually earn money when you save with us!


Set it and forget it

With automatic deposits, you decide how much and how often you want to contribute and we'll do the rest.

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It's Smart

The smartest way to purchase things is with the money you already have. SmartyPig helps you replace the “buy-now-pay-later” approach with a “save-then-spend” mentality.


It's Rewarding

Instead of being charged a high interest rate by your credit card company after you make a purchase, get paid high interest for saving up for it first with SmartyPig.


It's Safe

SmartyPig online savings accounts are securely held at Sallie Mae Bank and are FDIC-insured up to the maximum amount allowed by law.

Find Out For Yourself!

Don’t just take our word for it. Give it a try. Open a SmartyPig account today and discover why we are the #1 destination for savings.

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