• Make. Dreams. Happen.

    SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement.

...with rates up to 4.25% Annual Percentage Yield (APY)1

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One of the highest interest rates in the country

Accelerate your savings with a SmartyPig account. Our tiered interest rates help everyone earn the most for their money.

Price Tag

It's Free

No fees to join, save, or withdraw. In fact, you actually earn money when you save with us!


Set it and forget it

With automatic deposits, you decide how much and how often you want to contribute and we'll do the rest.

Envelope with Bill

It's Smart

The smartest way to purchase things is with the money you already have. SmartyPig helps you replace the “buy-now-pay-later” approach with a “save-then-spend” mentality.


It's Rewarding

Instead of being charged a high interest rate by your credit card company after you make a purchase, get paid high interest for saving up for it first with SmartyPig.


It's Safe

SmartyPig online savings accounts are securely held at Sallie Mae Bank and are FDIC-insured up to the maximum amount allowed by law.


Kids' Corner

It is never too early to learn about the importance of saving. Explore our Kid’s Corner for fun financial activities and games for the whole family.


Check out the latest Professor Pig Blog to get all the latest tips & tricks on how to be a Savvy Saver.


Going on vacation? Planning a wedding? Trying to save for an emergency? Calculate your savings and plan your budgets with our SmartyPig Calculators.

mobile phone




Get access to your goals quick by downloading our mobile app. Initiate transfers, schedule deposits, and watch your savings grow anywhere you go. 

Find Out For Yourself!

Don’t just take our word for it. Give it a try. Open a SmartyPig account today and discover why we are one of the top destinations for savings.

Start Saving Now

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