How does SmartyPig Work?

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SmartyPig is a unique savings program designed to help you save for specific goals. Our goal planning system not only helps you map out short-term purchases like birthday gifts or new running shoes, but also long-term savings goals like a vacation or a car down payment.

Savings goals may be funded with scheduled, recurring contributions from an existing checking or savings account, so you can set it and forget it.

SmartyPig was designed to put you in control of your own financial planning and independence by helping you build a save, then spend mentality and being rewarded for doing so.

SmartyPig also helps you stay on track with a goal planner, helpful reminders, competitive interest rates, referral bonuses and more!

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Setup Your Account

Setting up a high-yield savings account with SmartyPig is easy! Simple complete our quick and secure registration process and you'll be up and running with your free savings account in minutes. Make sure to have your mobile phone, social security number, and drivers license handy.

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Create Your Savings Goals

Experts say that saving can be easier if you have specific goals in mind because you can visualize the prize rather than the process. With SmartyPig's savings goals its easy to track the progress of each item you're saving for.

Setup A Recurring Contribution

The simplest way to save is to do so automatically. You may choose to set up a monthly or biweekly recurring deposit from your linked bank account to ensure you never forget to save for your financial goals. We take time to verify your account with you for your personal security.

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Transfer Funds Anytime

We understand sometimes you need flexibility when it comes to savings. Fund your savings goals wherever and whenever you’d like. You may add or withdraw funds to and from your SmartyPig account at any time.

Share with Friends Anytime

For each friend you refer who sets up a high-yield savings account with SmartyPig and savings goal with a successful contribution, you will receive a referral reward of $10 from SmartyPig!


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Find Out For Yourself!

Don’t just take our word for it. Give it a try. Open a SmartyPig account today and discover why we are one of the top destinations for savings.

Start Saving Now

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