Cash Boost Savings

"SmartyPig rules! I am getting married on Saturday and you guys helped my fiancé and I save the money we need to have a great wedding!"

Kerry W. (via Facebook)
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SmartyPig gives you the most money for your money. What does that mean? It means that after you’ve reached your savings goal, SmartyPig expands your buying power in a huge way. You can redeem all or part of your goal at one of our Retailer Gift Cards with big cash boost savings. Or you put all or part of your goal onto your SmartyPig Cash Rewards card and earn 1% cash boost on every purchase you make where MasterCard is accepted. Or you can send money and accumulated interest back to your funding source. Or any combination of the three. It’s entirely up to you.

Watch How To Redeem A Goal

Retailer Gift Cards

Once you’ve reached your savings goal, you can earn up to 11% in cash boost savings by redeeming your goal for a Retailer Gift Card like Amazon, Travelocity or Lowes. You can even divide up your goal redemption among several Retailer Gift Cards, or put only a portion of your goal on a card or cards. See the full list of Retailer Gift Cards »

How Does the Retailer Gift Card Program Work?

Let’s say you’ve saved $2,000 and want to put those savings onto a Macy’s gift card for some new furniture. When you select this option, SmartyPig will give you a cash back savings of 11%. That’s $220 of FREE money to put back on a gift card and receive additional savings, or apply to your next SmartyPig goal. Where else but SmartyPig can you earn a double-digit yield on your savings?

That’s what we mean by the most money for your money — simple, smart and satisfying!

Introducing the SmartyPig Cash Rewards Card

The SmartyPig Cash Rewards Card will be available soon!

What if you could get closer to your SmartyPig savings goals every time you purchased a gallon of gas, bag of groceries, lunch, latté, pedicure, light bulb or any of thousands of other day-to-day items?

You can with the SmartyPig Cash Rewards Card. Simply opt-in to receive this exclusive, reloadable card after you’ve created a SmartyPig account, and use it everywhere MasterCard is accepted to earn 1% cash boost on everyday purchases. And, since it is a prepaid card, you’ll be paying with the money you already have. So, you might have to get used to life without credit card statements. See how easy it is:

You can with the SmartyPig Cash Rewards Card. Simply opt-in to receive this exclusive, reloadable card after you’ve created a SmartyPig account, and use it everywhere MasterCard is accepted to earn cash rewards on everyday purchases. And, since it is a prepaid card, you’ll be paying with the money you already have. So, you might have to get used to life without credit card statements. See how easy it is:

Load

Transfer money from your SmartyPig goal or your SmartyPig funding source onto the SmartyPig Cash Rewards Card.

Spend

Use your SmartyPig Cash Rewards Card wherever MasterCard debit cards are accepted to make all your everyday purchases.

Earn

Get 1% cash boost on EVERY purchase you make where MasterCard is accepted. You can deposit the cash boost into a SmartyPig goal or keep it on your card.

Get cash rewards on EVERY purchase you make where MasterCard is accepted. You can deposit the cash boost into a SmartyPig goal or keep it on your card.

Reload

When your funds run low, it’s easy to reload your card. You can even set up recurring deposits to help you reach your SmartyPig goals faster.

The SmartyPig Cash Rewards Card. Use it to help you stay on a budget. Use it to reach your goals faster. Use it to feel good knowing you’re paying with money you already have. Whatever your reason, use it.