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Rainy Day Calculator

...with rates up to 3.50% APY1 to help you reach your goals faster.

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Emergency Savings Fund Calculator

Financial experts recommend saving 6 months worth of living expenses.

$
$
$
$

Your goal: [[ formattedGoal ]]

Available monthly cash: [[ formattedMonthlyAllowance ]]

%
%

Save
$ [[ calculatedMonthlySavingsRate ]] / mo
of your available monthly cash to
meet your goal by [[ finalSavingsDate ]]

Year End Total Amount (Save $[[calculatedMonthlySavingsRate]]/Mo) Estimated Earnings
Goal met [[ finalSavingsDate ]] [[ savings.year ]] [[ savings.totalSaved ]] [[ savings.totalInterest ]]

You've met your goal!

Congratulations! You have met your emergency savings goal!

Uh oh.

Your monthly expenses are more than your monthly income!
Unfortunately, you cannot afford to save for an emergency fund at this time.

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SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.

1Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig Account are variable and may change after account opening, are based on your aggregate account balance on all your SmartyPig goals (including your Primary Account) plus your month to date accrued interest which may not have yet posted to your account, apply to personal accounts only, and are accurate as of 2/28/2023. The ongoing APYs and Interest Rates associated with different account balances are: If your daily balance is more than $0 but $2,500 or less the interest rate paid on the entire balance in your account will be 3.44% with an annual percentage yield of 3.50%. If your daily balance is more than $2,500 but $10,000 or less the interest rate paid on the entire balance in your account will be 3.44% with an annual percentage yield of 3.50%. If your daily balance is more than $10,000 but $50,000 or less the interest rate paid on the entire balance in your account will be 3.44% with an annual percentage yield of 3.50%. If your daily balance is more than $50,000 the interest rate paid on the entire balance in your account will be 3.44% with an annual percentage yield of 3.50%. Please refer to the SmartyPig Account Terms and Conditions Agreement for details.

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SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America. SmartyPig and the SmartyPig logo are trademarks of Q2 Software Inc.