Main Menu

Start Saving
Start Saving

Search

Rates

Deposit Balance Required to Earn Rate

APY (Annual Percentage Yield)
$0.01-$2,500 4.25%
$2,500.01-$10,000 4.25%
$10,000.01-$50,000 4.25%
$50,000.01+ 4.25%

 

professor pig image

Find Out For Yourself!

Don’t just take our word for it. Give it a try. Open a SmartyPig account today and discover why we are one of the top destinations for savings.

Start Saving Now

Stay Connected

hand-drawn facebook logo
hand-drawn twitter logo
hand-drawn twitter logo

Class in Session: Read Our Latest Post

A Fund for All Your Emergencies
SmartyPig Blog

SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.

1Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig Account are variable and may change after account opening, are based on your aggregate account balance on all your SmartyPig goals (including your Primary Account) plus your month to date accrued interest which may not have yet posted to your account, apply to personal accounts only, and are accurate as of 8/3/2023. The ongoing APYs and Interest Rates associated with different account balances are: If your daily balance is more than $0 but $2,500 or less the interest rate paid on the entire balance in your account will be 4.16% with an annual percentage yield of 4.25%. If your daily balance is more than $2,500 but $10,000 or less the interest rate paid on the entire balance in your account will be 4.16% with an annual percentage yield of 4.25%. If your daily balance is more than $10,000 but $50,000 or less the interest rate paid on the entire balance in your account will be 4.16% with an annual percentage yield of 4.25%. If your daily balance is more than $50,000 the interest rate paid on the entire balance in your account will be 4.16% with an annual percentage yield of 4.25%. Please refer to the SmartyPig Account Terms and Conditions Agreement for details.

SM_White_Horizontal
footer/icon/fdic-white

Sallie Mae Bank

Terms of Use | Protecting your privacy | Avoid Online Fraud

SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America. SmartyPig and the SmartyPig logo are trademarks of Q2 Software Inc.