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  • Make. Dreams. Happen.

    SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement.

    Start Saving

...with rates up to 3.10% APY1 to help you reach your goals faster.

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One of the highest interest rates in the country

Accelerate your savings with a SmartyPig account. Our tiered interest rates help everyone earn the most for their money.

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It's Free

No fees to join, save, or withdraw. In fact, you actually earn money when you save with us!

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Set it and forget it

With automatic deposits, you decide how much and how often you want to contribute and we'll do the rest.

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It's Smart

The smartest way to purchase things is with the money you already have. SmartyPig helps you replace the “buy-now-pay-later” approach with a “save-then-spend” mentality.

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It's Rewarding

Instead of being charged a high interest rate by your credit card company after you make a purchase, get paid high interest for saving up for it first with SmartyPig.

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It's Safe

Instead of being charged a high interest rate by your credit card company after you make a purchase, get paid high interest for saving up for it first with SmartyPig.

Find Out For Yourself!

Don’t just take our word for it. Give it a try. Open a SmartyPig account today and discover why we are the #1 destination for savings.

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