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SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.

1Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig Account are variable and may change after account opening, are based on your account balance, apply to personal accounts only, and are accurate as of 5/22/2026. The ongoing APYs and Interest Rates associated with different account balances are: If your daily balance is more than $0 but $2,500 or less the interest rate paid on the entire balance in your account will be 3.34363% with an annual percentage yield of 3.40%. If your daily balance is more than $2,500 but $10,000 or less the interest rate paid on the entire balance in your account will be 3.34363% with an annual percentage yield of 3.40%. If your daily balance is more than $10,000 but $50,000 or less the interest rate paid on the entire balance in your account will be 3.34363% with an annual percentage yield of 3.40%. If your daily balance is more than $50,000 the interest rate paid on the entire balance in your account will be 3.34363% with an annual percentage yield of 3.40%. Please refer to the SmartyPig Account Terms and Conditions Agreement for details.

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SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.

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The SALLIE and BACKPACK marks, and federally registered SCHOLLY and SMARTYPIG marks, and related marks and logos, are service marks of SLM IP, LLC, and are used under license. The SALLIE MAE mark is a federally registered service mark of Sallie Mae Bank and is used under license. All other names and logos are the trademarks or service marks of their respective owners